January 2026

Mortgage rates end 2025 at their lowest point in 15 months.

Mortgage rates are delivering a touch of holiday optimism this week, dropping to their lowest point of the year and signaling improved rate conditions heading into 2026 compared to the beginning of 2025. The 30-year fixed-rate mortgage has averaged 6.15% this week, marking the lowest rate of 2025, according to Freddie Mac. Rates have remained relatively steady in recent weeks, hovering near...

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